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    • Welcome to Car Warranty, the advice site all about extended car warranties. Many people don’t know where to start when it comes to finding the right car warranty for them – and some people don’t even know what one is! So we hope this website proves useful in helping you fathom out what car warranties are all about!
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  • What is a car warranty?

    Quite simply, think of it as being similar to a form of insurance, in relation to your car suffering mechanical or electrical breakdown. Read more >>

    • What is a Car Warranty?

      Quite simply, think of it as being similar to a form of insurance, in relation to your car suffering mechanical or electrical breakdown. When new cars are sold, they usually come with a car warranty provided by the manufacturer, which often lasts for the first 3 years or 60,000 miles. Having a car warranty like this means that if your car breaks down, you can take it to the dealer for them to repair, usually without any cost to yourself.

    • So what’s an Extended Car Warranty?

      This is a car warranty plan (often called a ‘policy’) provided by a third party i.e. not the original manufacturer of your car. Extended warranties are for cars whose original manufacturer warranties have expired and not been renewed. Most manufacturers are unable to provide further warranty cover if the original warranty lapsed. This is where extended warranties come in, especially in the case of second hand or ‘used’ cars. Extended car warranty policies typically cover your car against any mechanical or electrical part(s) suffering a breakdown. They do not cover things like tyres or brakes, as these are annually serviceable items.

  • Do I even need one?

    Some people think it’s better to set aside a certain amount per month, putting the money in a separate bank account, so it’s there just in case something goes wrong with their car. Read more >>

    • Do I Even Need a Car Warranty?

      Some people think it’s better to set aside a certain amount per month, putting the money in a separate bank account, so it’s there just in case something goes wrong with their car. Such peoples’ rationale is often that nothing will go wrong with their car, so they can spend the money saved on something else instead. But this can sometimes prove dangerous, especially with modern cars which have such a complex array of mechanical and electrical components. If you saved £100 a month, for example, and then your gearbox develops a serious fault, you could be left facing a repair bill of well in excess of £1,000, potentially leaving you out of pocket.

      An extended car warranty would likely pay for the gearbox repair/replacement, so would have made much better financial sense in such a case. It’s a fact that once they reach 3 years old, cars do usually start going wrong, whether it be a niggly and relatively minor issue which gets worse and worse, or a major problem which rears its head at an unexpected time. And please don’t assume that because your car is a relatively cheap, common make and model, that it will be cheap to repair. Gearbox faults on Vauxhall, Skoda and Volkswagen cars, for example, can run into £thousands to repair, as can systems like the Carminat sat nav hardware used in Renault cars, or suspension on Citroen models.

  • Is it complicated?

    The answer depends on the company providing the warranty, but there’s no real reason why the process should be difficult. Read more >>

    • Is Choosing and Buying an Extended Car Warranty Complicated? For instance, your car might not have a sat nav system, so de-select this option. You may want to choose to pay an excess, which will again lower the premium quoted. On the other hand, you may want as comprehensive a car warranty as possible, so you will be given the option to add things like MoT Cover, tyre, catalytic convertor cover, air bag cover and air conditioning cover.

      Once you have settled on the right car warranty for you, the next step is to simply sign the documentation you are issued and pay for the policy, either in one go or in instalments depending on what options are available. Don't forget that many warranties have an excess automatically built in so make sure you know what this is before you sign up.

  • What to watch out for

    Quite simply, think of it as being similar to a form of insurance, in relation to your car suffering mechanical or electrical breakdown. Read more >>

    • What to watch out for!

      Many warranty companies have complicated and lengthy small print full of weasel words, designed to stop you from making a claim!

      Make sure you ask your warranty company the following questions.

    • Do they cover consequential damage?
    • Do they have any betterment charges?
    • What is the claim limit on the policy?
    • Is there a fixed excess built in?
    • Does the warranty cover mechanical breakdown only? Or will they cover if a part just goes wrong?
    • Which garages can I use for repairs?
    • Are there any mileage limits once i'm on cover?
    • Does the warranty cover me for Wear & Tear?
  • Questions to ask

    It’s understandable that you may think it’s a bit daunting picking a car warranty provider for the first time. After all, it’s involving your cherished pride and joy, and your hard-earned cash. Read more >>

    • But There Are Many Different Car Warranty Firms Out There!

      It’s understandable that you may think it’s a bit daunting picking a car warranty provider for the first time. After all, it’s involving your cherished pride and joy, and your hard-earned cash. Do you go with a car warranty specialist like Lancashire-based Warrantywise whose warranties were designed by Quentin Willson, or do you go for an established motoring organisation such as the RAC? To help you navigate safely through the car warranty minefield, we advise that you read the different providers’ information carefully to find out:

    • Do they provide breakdown/recovery, car hire/travel and accommodation services?
    • Can you pay in instalments or even monthly?
    • Do they cover all makes and models of cars?
    • Is there an excess to pay by default, or can you voluntarily choose to pay a contribution?
    • Do they cover consequential damage, if one failed part causes another part to fail?
    • Will you be left up the creek if your car requires a new engine, gearbox or other large part, but the warranty company refuses to pay, saying that it adds too much value to the resale price of your car? This is called ‘betterment’
    • Is wear and tear covered?
    • Do they provide an MoT cover option, which will pay out in relation to any part(s) which cause your car to fail its annual MoT test?

That sounds easy, then what?

  • Make Sure Your Car Is Serviced Correctly!

    It’s vitally important to ensure that your car is serviced to the manufacturer’s specification, when it is under an extended car warranty plan.

  • Choose The Right Garage!

    you can choose either your local independent mechanic, or a large franchised main dealer, it’s up to you.

  • When can you claim?

    Even if your car breaks or starts displaying worrying symptoms on an evening or weekend, you should still contact the car warranty provider as soon as possible.

  • Read more >>
  • That Sounds Easy! Then What?

    It’s vitally important to ensure that your car is serviced to the manufacturer’s specification, when it is under an extended car warranty plan. Most car warranty companies like Warrantywise and Warranty Direct allow you to choose any garage to service your car, and to repair your car if it experiences any problems. So you can choose either your local independent mechanic, or a large franchised main dealer, it’s up to you. You will normally be required to ensure the chosen garage is VAT registered, so just be aware of this.

    Hopefully your car will run smoothly, but should any problems arise, it’s important to stop driving the car to prevent it getting any worse, then to contact your car warranty provider straight away. Even if your car breaks or starts displaying worrying symptoms on an evening or weekend, you should still contact the car warranty provider as soon as possible and leave them a voicemail or an email.

Can I insure a 12 year old grey import?

Typically, extended car warranty firms like Warrantywise, Click4Warranty and Go Car Warranty will only cover cars up to 10 years and 100,000 miles old. They also can’t cover vehicles used as taxis and for wedding hire, vehicles used for racing, or Japanese imports.

But their ability to provide that peace of mind for cars up to 10 years and 100k miles is excellent in itself, as it covers a massive percentage of used cars on the second hand market.

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